PocketGuard
Track spending and save money automatically with smart insights
About Empower
Empower (formerly Personal Capital) provides a sophisticated suite of financial tools designed specifically for wealth management and long-term retirement planning. It offers a high-level view of your financial life by aggregating all your accounts into one secure dashboard.
While it includes budgeting features, Empower shines as a specialized tool for investors and high-net-worth individuals who need to track their net worth, analyze investment fees, and run complex retirement simulations. The platform combines automated technology with the option for professional advisory services.
Key Features
- Net Worth Tracking: Get a real-time, comprehensive view of your total wealth
- Retirement Planner: Run simulations to see if you are on track for your retirement goals
- Investment Checkup: Analyze your portfolio allocation and risk exposure
- Fee Analyzer: Uncover hidden fees in your mutual funds and 401(k) plans
- Cash Flow Tracking: Monitor your income and spending across all linked accounts
- Smart Portfolio: Advanced tools for tracking stock and bond performance
- Secure Data Encryption: Multi-layer security to protect sensitive financial information
- Professional Advisory: Access to human financial advisors for qualified accounts
Pricing
Financial Tools
$0/month
The dashboard and all planning tools are completely free to use
Wealth Management
0.00% fee
Annual fee for managed portfolios (starts at $100k+ in assets)
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Who Should Use Empower?
Empower is the best choice for individuals who have complex financial lives or substantial investments. It is tailored for high-net-worth users who want to focus more on long-term wealth building and retirement strategy than day-to-day expense tracking. If you want a clear picture of your net worth and professional-grade investment analysis for free, Empower is the premier tool.